/* PaydayLV — shared styles. Mobile-first. */
:root{
  --ink:#16202E;
  --ink-soft:#3B4658;
  --paper:#FCFBF8;
  --sand:#EFE9DE;
  --line:#DCD5C8;
  --amber:#D98E1F;
  --amber-dark:#B57210;
  --green:#3E7A5A;
  --max:1080px;
  --radius:10px;
  --display:'Bitter',Georgia,serif;
  --body:'Public Sans',-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
body{font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.65;font-size:1.0625rem;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--amber-dark);text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:2px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:.6rem 1rem;z-index:100}
.skip-link:focus{left:0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 1.25rem}

/* ---------- Header ---------- */
.site-header{background:var(--ink);color:#fff}
.header-bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem 0}
.logo{font-family:var(--display);font-weight:700;font-size:1.45rem;color:#fff;text-decoration:none;letter-spacing:.01em}
.logo span{color:var(--amber)}
.nav-toggle{display:inline-flex;flex-direction:column;gap:5px;background:none;border:1px solid rgba(255,255,255,.35);border-radius:6px;padding:.6rem .65rem;cursor:pointer}
.nav-toggle span{width:20px;height:2px;background:#fff}
.main-nav{display:none;width:100%}
.main-nav.open{display:block}
.main-nav ul{list-style:none;display:flex;flex-direction:column;gap:.1rem;padding:.5rem 0 1rem}
.main-nav a{color:#fff;text-decoration:none;display:block;padding:.55rem .25rem;border-radius:6px;font-weight:500}
.main-nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.main-nav a[aria-current="page"]{color:var(--amber)}
.nav-cta{background:var(--amber);color:var(--ink)!important;font-weight:700;text-align:center;margin-top:.35rem;padding:.7rem 1rem!important;border-radius:8px}
.nav-cta:hover{background:#E9A33A;color:var(--ink)!important}
@media(min-width:900px){
  .nav-toggle{display:none}
  .header-bar{flex-wrap:nowrap}
  .main-nav{display:block;width:auto}
  .main-nav ul{flex-direction:row;align-items:center;gap:.25rem;padding:0}
  .main-nav a{padding:.5rem .7rem;font-size:.95rem}
  .nav-cta{margin:0 0 0 .5rem;padding:.55rem 1.1rem!important}
}

/* Signature: license strip */
.license-strip{background:#0F1723;color:#C9D2E0;font-size:.8rem;letter-spacing:.04em;border-top:1px solid rgba(255,255,255,.08)}
.license-strip .wrap{display:flex;flex-wrap:wrap;gap:.35rem 1.4rem;padding-top:.45rem;padding-bottom:.45rem}
.license-strip strong{color:var(--amber);font-weight:600}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(180deg,var(--ink) 0%,#1E2B3D 100%);color:#fff;padding:3rem 0 3.25rem}
.hero .eyebrow{color:var(--amber)}
.hero h1{font-family:var(--display);font-size:clamp(1.9rem,5.5vw,3rem);line-height:1.15;font-weight:700;max-width:22ch;margin:.5rem 0 1rem}
.hero p.lede{font-size:1.125rem;max-width:58ch;color:#DCE3EE;margin-bottom:1.75rem}
.eyebrow{display:block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--amber-dark)}
.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.25rem 0}
.btn{display:inline-block;font-weight:700;text-decoration:none;border-radius:8px;padding:.85rem 1.5rem;font-size:1.02rem;border:2px solid transparent}
.btn-primary{background:var(--amber);color:var(--ink)}
.btn-primary:hover{background:#E9A33A;color:var(--ink)}
.btn-secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-secondary:hover{border-color:#fff;color:#fff}
.section .btn-secondary,.cta-band .btn-secondary{color:var(--ink);border-color:var(--ink-soft)}
.section .btn-secondary:hover{border-color:var(--ink)}
.trust-chips{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin-top:1.5rem}
.trust-chips li{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);border-radius:999px;padding:.35rem .9rem;font-size:.85rem;color:#E3E9F2}
.trust-chips li::before{content:"✓ ";color:var(--amber);font-weight:700}

/* ---------- Sections ---------- */
main{display:block}
.section{padding:3rem 0}
.section.alt{background:var(--sand)}
.section h2{font-family:var(--display);font-size:clamp(1.5rem,3.6vw,2.1rem);line-height:1.2;margin-bottom:1rem;max-width:30ch}
.section h3{font-family:var(--display);font-size:1.2rem;margin:1.6rem 0 .5rem}
.section p{max-width:70ch;margin-bottom:1rem}
.section ul,.section ol{max-width:70ch;margin:0 0 1.25rem 1.25rem}
.section li{margin-bottom:.45rem}
.section li::marker{color:var(--amber-dark)}
.check-list{list-style:none;margin-left:0!important}
.check-list li{padding-left:1.75rem;position:relative}
.check-list li::before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:800}

/* Signature: statute card */
.statute-card{background:#fff;border:1px solid var(--line);border-left:5px solid var(--amber);border-radius:var(--radius);padding:1.4rem 1.5rem;margin:1.75rem 0;max-width:72ch;box-shadow:0 1px 3px rgba(22,32,46,.06)}
.statute-card .statute-ref{font-family:var(--body);font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-soft);display:block;margin-bottom:.6rem}
.statute-card h3,.statute-card strong.rule{font-family:var(--display)}
.statute-card ul{margin-bottom:0}
.statute-card p:last-child{margin-bottom:0}

/* Steps */
.steps{list-style:none;margin-left:0!important;counter-reset:step;max-width:72ch}
.steps li{counter-increment:step;position:relative;padding:0 0 1.4rem 3.4rem}
.steps li::before{content:counter(step);position:absolute;left:0;top:0;width:2.35rem;height:2.35rem;border-radius:50%;background:var(--ink);color:var(--amber);font-family:var(--display);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:1.05rem}
.steps li strong{display:block;font-family:var(--display);font-size:1.1rem;margin-bottom:.2rem}

/* FAQ */
.faq-item{border-bottom:1px solid var(--line);max-width:72ch}
.faq-item summary{cursor:pointer;font-weight:700;font-family:var(--display);font-size:1.08rem;padding:1rem 2rem 1rem 0;list-style:none;position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:.25rem;top:.9rem;font-size:1.4rem;color:var(--amber-dark);font-family:var(--body)}
.faq-item[open] summary::after{content:"–"}
.faq-item .faq-a{padding:0 0 1.15rem}
.faq-item .faq-a p{margin-bottom:.6rem}

/* CTA band */
.cta-band{background:var(--sand);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:2.5rem 0;text-align:center}
.cta-band h2{font-family:var(--display);font-size:clamp(1.4rem,3vw,1.9rem);margin:0 auto 1rem}
.cta-band .cta-row{justify-content:center}
.cta-band p{max-width:60ch;margin:0 auto 1rem}

/* Related module */
.related{border-top:1px solid var(--line);padding-top:2rem;margin-top:2.5rem}
.related h2{font-size:1.25rem}
.related-grid{display:grid;gap:1rem;grid-template-columns:1fr;list-style:none;margin:1rem 0 0!important}
@media(min-width:700px){.related-grid{grid-template-columns:repeat(3,1fr)}}
.related-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem;text-decoration:none;color:var(--ink);font-weight:600;height:100%}
.related-grid a:hover{border-color:var(--amber)}
.related-grid a span{display:block;font-weight:400;font-size:.9rem;color:var(--ink-soft);margin-top:.25rem}

/* Breadcrumbs */
.breadcrumbs{font-size:.85rem;padding:.85rem 0;color:var(--ink-soft)}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem}
.breadcrumbs li+li::before{content:"›";margin-right:.4rem;color:var(--line)}
.breadcrumbs a{color:var(--ink-soft)}

/* Contact */
.contact-grid{display:grid;gap:1rem;grid-template-columns:1fr;max-width:72ch}
@media(min-width:700px){.contact-grid{grid-template-columns:1fr 1fr}}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem}
.contact-card h3{margin-top:0!important}
.map-embed{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin:1.5rem 0;max-width:72ch}
.map-embed iframe{display:block;width:100%;height:320px;border:0}

/* Forms (apply placeholder) */
.form-grid{display:grid;gap:1rem;max-width:560px}
.form-grid label{font-weight:600;font-size:.92rem;display:block;margin-bottom:.3rem}
.form-grid input,.form-grid select{width:100%;padding:.7rem .8rem;border:1px solid var(--line);border-radius:8px;font:inherit;background:#fff}
.form-grid input:focus,.form-grid select:focus{outline:3px solid var(--amber);outline-offset:1px;border-color:var(--amber)}
.notice{background:#FFF7E8;border:1px solid #EBD3A0;border-radius:var(--radius);padding:1rem 1.2rem;font-size:.95rem;max-width:72ch;margin:1rem 0}

/* ---------- Footer ---------- */
.site-footer{background:var(--ink);color:#B9C3D3;margin-top:3rem;padding-bottom:4.5rem}
.footer-cols{display:grid;gap:2rem;grid-template-columns:1fr;padding:2.75rem 0 1.5rem}
@media(min-width:760px){.footer-cols{grid-template-columns:1.2fr 1fr 1fr 1fr}}
.site-footer h2{font-family:var(--display);font-size:1rem;color:#fff;margin-bottom:.75rem;letter-spacing:.03em}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:.45rem}
.site-footer a{color:#C9D2E0;text-decoration:none}
.site-footer a:hover{color:var(--amber)}
.footer-nap{font-style:normal;font-size:.95rem;line-height:1.8}
.footer-nap strong{color:#fff}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);padding:1.4rem 0;font-size:.8rem;line-height:1.7;color:#8D99AC}
.footer-legal p{max-width:none;margin-bottom:.6rem}

/* Sticky mobile CTA */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;background:var(--ink);border-top:1px solid rgba(255,255,255,.15);display:flex;gap:.6rem;padding:.6rem .9rem calc(.6rem + env(safe-area-inset-bottom));z-index:50}
.sticky-cta a{flex:1;text-align:center;font-weight:700;text-decoration:none;border-radius:8px;padding:.75rem .5rem;font-size:.95rem}
.sticky-cta .s-apply{background:var(--amber);color:var(--ink)}
.sticky-cta .s-call{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}
@media(min-width:900px){.sticky-cta{display:none}.site-footer{padding-bottom:0}}

/* Utility */
.answer-first{font-size:1.15rem;max-width:66ch;border-left:4px solid var(--green);padding-left:1rem}
table.rule-table{border-collapse:collapse;width:100%;max-width:72ch;margin:1rem 0 1.5rem;font-size:.97rem}
table.rule-table th,table.rule-table td{border:1px solid var(--line);padding:.6rem .8rem;text-align:left;vertical-align:top}
table.rule-table th{background:var(--sand);font-family:var(--display)}